David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Most people still rely on banks for most of their financial needs: In fact, 96 percent of the country has at least one bank or credit union account. (And if you use a bank to deposit your salary and ...

It may sound unlikely, but yes, a bank can close your account without your authorization. In fact, a bank can close your account at any time for any reason, even without any prior warning. How often ...

As hundreds of U.S. bank branches have been marked for closure this year, some concern has been raised as to what this means for Americans, particularly those with limited access to the internet and ...

Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...

Banks, from large money centers to regional institutions, offer essential services like accounts, loans, and wealth management, catering to both global markets and local communities. In the year to ...

If you deposit more than $10,000 in your bank account, the bank needs to report the transaction to the government. You may be asked to provide additional documentation as to where the deposit came ...