As insurance premiums rise through the stratosphere, one way to reduce them is to take a policy with a higher deductible, ...

Florida is a high-risk insurance state when it comes to hurricanes. In 1993, the Florida legislature created the Florida Hurricane Catastrophe Fund to serve as an additional source of reinsurance ...

In New York, some residents are required to add their co-op and management company as “additional insured” parties.

There are no state or federal standards to dictate how insurance companies need to cover smoke-damaged homes, nor are there ...

An experimental shift in Nevada's insurance market is set to begin in January 2026, and experts say it could be bad news for ...

In 2023, California’s median home insurance cost of about $1,200 a year ranked in the middle among all states, according to ...

Using AI to predict and prevent weather catastrophe home insurance claims. Cheap Insurance explains how AI is transforming the data to defense strategy for insurers, offering unprecedented granularity ...

A “significant package of enhanced coverage” for Health Insurance Plan and FutureCare policyholders has been outlined by the ...

Farmers Insurance's move is a significant step for a state that has wanted to rebuild its private insurance market for years.

Oklahoma's AG is suing State Farm over claims of underpaying for wind and hail damage, alleging the insurer's "Hail Focus ...

The requirements of Civil Code Section 4745 (f), including obtaining insurance on the charging station, only apply to ...

One e-scooter with a lithium-ion battery: That’s all it took to burn down a home that had been in a Florida woman’s family for nearly 50 years. The same kind of gadget, and ones with similar batteries ...