Do you know your credit score? Equally important, do you know how that score is calculated? This is important information to have because it impacts your standing when you go to apply for a car loan, ...

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses.

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

FICO announced in addition to credit cards and loans, those 'Buy Now, Pay Later' installment purchases are also factoring ...

SPOKANE, Wash. — Washington residents may see their credit scores improve this year following new legislation that removes medical debt from credit reporting. The bipartisan law, signed in April, ...

In another sign that the economy may be faltering, average credit scores across the country have taken a nosedive in 2025, according to a report released last week. And Gen Z is one demographic that's ...

Student loans are a major financial commitment and not just because of the long road to repayment. They can also have a bearing on your credit score — and by extension, your overall financial health ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

No matter the reason, overdue payments on an outstanding bill or loan can damage your credit score. If even a $10 balance is one day late, which the industry counts as 30 days, it could send your ...